When we think about wellness, we often focus on mental health, physical health, or emotional balance. But there’s one area that quietly affects almost every part of our lives: our relationship with money. Financial wellness isn’t about being rich. It’s about feeling safe, supported, and empowered when it comes to your finances. It’s about having enough clarity and confidence to make decisions that align with your values, not living in constant stress, guilt, or fear.

Most people think poverty, or financial struggle, is purely about income. Earn more, problem solved. Get a better job, save harder, invest earlier. But if that were true, far fewer people would feel stuck. There’s an invisible barrier many people run into when they try to improve their financial lives. They make progress … and then hit resistance. Not from the world, but from inside themselves. This is what’s often called the glass poverty ceiling.

Have you ever caught yourself thinking, “Who am I to have this?” Maybe it was when someone complimented you, when a big opportunity landed in your lap, or even when you eyed that cozy, slightly-too-expensive sweater that made you feel like the best version of yourself. If so, you’ve met one of the most sneaky saboteurs of happiness: low deservability.